Job Title
Loan Officer
Employment Type
Full-time, Exempt
Department

Mortgage/Auto Lending

Reports to

Chief Executive Officer (CEO) / Executive Director

Base Salary
$175,000-$225,000 Per year
Job Location
Hurst, TX 76053, United States of America
Date posted
September 16, 2025
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Job Description

We are looking for a knowledgeable and customer-focused Loan Officer to join our growing financial team. In this role, you’ll assist clients in navigating the full loan process—from application to closing—for a variety of loan products including mortgages, auto loans, personal loans, and other consumer lending solutions.

You’ll combine financial expertise with outstanding service to assess client needs, recommend appropriate loan options, and ensure a smooth, compliant, and supportive lending experience.

Key Responsibilities

  • Loan Assessment & Origination
    Evaluate applicants' financial information to determine eligibility for a range of loan products, including mortgage, auto, and personal loans.
  • Client Guidance
    Lead clients through the entire loan application process, ensuring accurate, complete, and timely submission of all required documentation.
  • Loan Structuring & Presentation
    Present, explain, and negotiate loan terms and repayment structures in line with both institutional guidelines and client needs.
  • Coordination & Collaboration
    Work closely with third-party partners such as escrow officers, dealerships, title companies, and other lenders to facilitate efficient loan closings.
  • Compliance & Documentation
    Maintain precise, up-to-date records and ensure full compliance with federal, state, and institutional lending regulations.
  • Post-Closing Support
    Offer ongoing client assistance, especially for mortgage and auto loans, addressing loan servicing questions and maintaining a high level of client satisfaction.

Industry Awareness
Stay current on lending regulations, underwriting guidelines, rate changes, and market trends to ensure informed client recommendations.

Required Skills & Qualifications

  • Proven experience in originating mortgage, auto, personal, and consumer loans.
  • Familiarity with FNMA (Fannie Mae) guidelines and underwriting standards.
  • Knowledge of escrow processes, vehicle titling, and loan closing procedures.
  • Proficiency with loan origination systems (LOS), accounting tools, and financial software.
  • Strong communication and interpersonal skills with the ability to clearly explain complex loan products.
  • Solid analytical and mathematical abilities to assess credit risk and calculate loan terms.
  • Strong negotiation skills and a client-first mindset.
  • Understanding of loan servicing and post-closing client care.

Preferred Qualifications

  • Bachelor’s degree in Finance, Business, Economics, or a related discipline.
  • Prior experience in residential mortgage, consumer lending, or auto financing.
  • Bilingual or multilingual communication skills.
  • Familiarity with lending compliance platforms and CRM tools.
To Apply

Send a cover letter with your resume to recruiting@shopyourloan.com

Why Join Us?

  • This is more than a leadership role—it’s an opportunity to shape the future of a growing, forward-thinking financial services division. You’ll work alongside a progressive executive team in a collaborative, entrepreneurial environment that rewards innovation, ownership, and results.
  • If you're ready to bring bold ideas and strong leadership to a role where your impact truly matters—we want to hear from you.
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